Hungarian Quality Journal

Cryptocurrencies in the Context of Generational Digital Divides

Metadata

Author(s): Csiszárik-Kocsir Ágnes

DOI: https://doi.org/10.65513/MaMi.2026.2.5

Publisher: Nemzetközi Oktatási és Kutatási Központ Alapítvány

Volume: 2026. február

Volume number: 35

Issue number: 2

Journal: Hungarian Quality Journal

ISSN (Print): ISSN 1416‑9576

ISSN (Online): ISSN 1789-5510

Pages: 5–16

Keywords: cryptocurrencies, generations, awareness, usage, primary research

Abstract

Over the past decade, cryptocurrencies have become key components of the global financial system. The rapid spread of digital currencies and the advancement of blockchain technology have significantly transformed the way financial transactions, investments, and value creation processes operate. However, interest in cryptoassets is not uniform across different segments of society: technological openness, digital competencies, and financial attitudes exhibit generational patterns. The research examines the extent to which respondents from different generations are familiar with leading cryptocurrencies, particularly Bitcoin and Ethereum, as well as other leading crypto assets frequently mentioned alongside them. Through a cross-tabulation analysis of a sample of 2,854 respondents, the study aims to shed light on the prevalence and awareness of major cryptocurrencies across different generations by comparing generational categories with levels of cryptocurrency knowledge. The study’s basic assumption is that younger generations are more likely to have a higher level of crypto knowledge and usage, while older age groups tend to have limited or no knowledge, which the primary research presented in the study aims to substantiate.

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